金融業
金融業 金融業

Promote e-payment and increase payment business transaction volume

Financial institutions actively promote e-payment services, providing banks with "website" or "mobile application software" to connect with the "eBill National Payment Network" or "FOCAS Acquiring System" through APIs. This is expected to increase payment transactions via financial and institutional networks, while expanding the eBill national payment network into a "cloud payment center" to consolidate the competitive cash flow collection market.

"Bank of Shanghai" creates a digital "eBill payment platform" to handle cash flow collection with one finger

Shape case introduction

The concept of ESG has profoundly impacted every industry. In response to this trend, companies have to solve environmental sustainability issues from their own perspectives. Technological development is the most intuitive solution and can bring benefits to the environment, society, corporate governance and other aspects.

Digital payment can effectively reduce the waste of social resources and achieve the goals of reducing carbon, plastic and energy. The financial companies that provide related electronic payments are very diverse and use various products to provide banks with "websites" or "mobile applications software".

In response to this trend, Pershing's financial services team has used its rich and professional information technology to assist Shanghai Commercial Bank in building an "eBill payment platform", which provides applicants (commissioned payment accounts) with the opportunity to enter account information through the website provided by the "eBill payment platform.” The payment tool (credit card) uses API technology to connect to the "e-Bill National Payment Network Platform", or uses API to connect to the "FOCAS (Credit Card Acquirer)" system which hosts and confirms with the business order and debit bank through the finance company. Make instant payments/donations based on the accuracy of customer and account information, improving convenience and timeliness.

This service brings 24/7 cash flow payment service to Shanghai Commercial Bank, provides convenience and security, and meets customers' needs for bill payment through digital methods. It is not only well received by users, but also increases its handling fees and services as well as revenue, expanding its operational scale, and consolidating its position in the financial flow market.

Pershing’s products/services/solutions

Technical description

Creates values/benefits

Bank operating efficiency

1. The system operates 24 hours a day, providing customers and special stores with more convenient cash flow services.

2. Automatic payment diversion, customers can use various credit cards to pay, and the bank will gain more profits.

Creates value

1. Pershing Technology Services Company has become a long-term partner of Bank of Shanghai in IT services.

Mitch Wang
Tel:02-2658-1910 ext 7220
E-mail: mitchwang@pershing.com.tw

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